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Beneficiaries can use their pension assets as a pledge or to wholly or partially cover the cost of buying a home.
Check Publica's homepage for a corresponding simulation.
Early withdrawal is possible every five years, the minimum amount being CHF 20'000.-. Until age 50 the full amount of vested benefits can be used or pledged in order to buy a home. After that age and upto three years before earliest eligibility for retirement benefits, only the amount available at age 50 or maximum half of entire retirement benefits at time of withdrawal can be used or pledged.
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